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Wednesday, July 21, 2010
Save Money Tips
In this world today, prices seem to go higher every year. Saving money can sometimes be a hard job for many people. To help you save money, here are some pointers for you:
1. Determine the things that are important to you. Identify the items that you need and the items that you want to have. Always remember that you should only buy things that are important and needed in your lifestyle.
2. Make sure that you spend your money only on basic needs like food, transportation, shelter, and clothing. These basic needs are worth spending for because these are important for your health and security. They are the things that you cannot live without and should be allotted in your budget.
3. Make a list of the things that you want to buy and be sure that the items that you are buying are good enough to sustain your basic needs. You have to be satisfied with the things that you have now, as long as it is still useful and can accommodate your needs.
4. You may avoid unwanted purchases by trying the item first before buying it. This is to make sure that the item is worthy enough to acquire. There are instances that you tend to buy things without even knowing its effectiveness and quality. You have to keep in mind that you always need to spend your money wisely on items that have quality and are according to your budget.
5. You may try to budget your money in advance. You can make a plan first before spending your money. There are instances that you spend your money without even thinking that it is not the right time to have it. It also advisable to buy items at the end of the season, prices at this time of the year are low and cheap.
6. You may compare items on their prices. Do not limit your options to just one store only. You may find the best item that can be useful and affordable to you by window-shopping first rather than buying by impulse. Many stores out there carry the same items and can offer lower prices.
7. You can save more money in your household by conserving electricity. Be sure to turn off appliances that are not in use. You may compare your monthly electric bills regularly to check if you are maintaining your desired bill.
8. You can save on your transportation by traveling wisely. It is recommended that you make your itinerary to help you to not forget your destinations. Being organized will help you save money and time.
1. Determine the things that are important to you. Identify the items that you need and the items that you want to have. Always remember that you should only buy things that are important and needed in your lifestyle.
2. Make sure that you spend your money only on basic needs like food, transportation, shelter, and clothing. These basic needs are worth spending for because these are important for your health and security. They are the things that you cannot live without and should be allotted in your budget.
3. Make a list of the things that you want to buy and be sure that the items that you are buying are good enough to sustain your basic needs. You have to be satisfied with the things that you have now, as long as it is still useful and can accommodate your needs.
4. You may avoid unwanted purchases by trying the item first before buying it. This is to make sure that the item is worthy enough to acquire. There are instances that you tend to buy things without even knowing its effectiveness and quality. You have to keep in mind that you always need to spend your money wisely on items that have quality and are according to your budget.
5. You may try to budget your money in advance. You can make a plan first before spending your money. There are instances that you spend your money without even thinking that it is not the right time to have it. It also advisable to buy items at the end of the season, prices at this time of the year are low and cheap.
6. You may compare items on their prices. Do not limit your options to just one store only. You may find the best item that can be useful and affordable to you by window-shopping first rather than buying by impulse. Many stores out there carry the same items and can offer lower prices.
7. You can save more money in your household by conserving electricity. Be sure to turn off appliances that are not in use. You may compare your monthly electric bills regularly to check if you are maintaining your desired bill.
8. You can save on your transportation by traveling wisely. It is recommended that you make your itinerary to help you to not forget your destinations. Being organized will help you save money and time.
Need for after school activities
When children are literally up to their gills with the learning and sport
activities in school, it may seem superfluous to enroll them for after
school activities. In spite of this, after school programs are sprouting
up in large numbers and most of these are booked full. This shows that
there is a real need for after school activities.
The unavailability of parental supervision is the leading cause for the
surge in after school programs. It is seen that many children spend about
20-25 hours a week unsupervised and alone at home. And as the saying
goes, "An idle mind is a devil's workshop". Children who are left alone
to contend with too much free time invariably fall into the wrong
company. Drug abuse, alcohol, tobacco and crime come knocking at their
doors sooner rather than later. Parents enroll children to various after
school programs to keep them occupied in a productive manner. This way,
the kids are free to enjoy themselves in a supervised activity.
Crime is considered to be at its peak during the after school hours,
between 3- 4 p.m. During such a time, children need protection. Getting
the children together under one roof and encouraging them to participate
in a group activity is protection enough. It diverts the children from
ennui too.
Obesity is a matter of growing concern in this country. It is noticed
that more and more children are becoming couch potatoes. After school,
many of them relax on the sofa with packets of chips, cool drinks or
chocolates while they watch T.V. 30 % of the kids below the age of 19 are
considered overweight, and about 15% of these are obese. An after school
program ensures that the child shakes off his lethargy and keeps himself
busy. This also helps to reduce the child's fascination for T.V and
computer games.
After school activities that promote social awareness develop the
individual's sense of social responsibility. It is seen that these sorts
of programs not only keep kids out of trouble, but also help to produce
responsible citizens. To that extent, they are valuable building blocks
in a child's personality.
Times are changing and parents want their children to excel in academics
as well as in other activities. This may be a reflection of the parent's
unfulfilled desire to excel - a remnant from his own childhood. Whatever
the reason, parents today encourage their children to enroll themselves
in various programs and develop the various facets of their
individuality. Children too seem to be comfortable learning many things
at the same time, and gain satisfaction from this.
activities in school, it may seem superfluous to enroll them for after
school activities. In spite of this, after school programs are sprouting
up in large numbers and most of these are booked full. This shows that
there is a real need for after school activities.
The unavailability of parental supervision is the leading cause for the
surge in after school programs. It is seen that many children spend about
20-25 hours a week unsupervised and alone at home. And as the saying
goes, "An idle mind is a devil's workshop". Children who are left alone
to contend with too much free time invariably fall into the wrong
company. Drug abuse, alcohol, tobacco and crime come knocking at their
doors sooner rather than later. Parents enroll children to various after
school programs to keep them occupied in a productive manner. This way,
the kids are free to enjoy themselves in a supervised activity.
Crime is considered to be at its peak during the after school hours,
between 3- 4 p.m. During such a time, children need protection. Getting
the children together under one roof and encouraging them to participate
in a group activity is protection enough. It diverts the children from
ennui too.
Obesity is a matter of growing concern in this country. It is noticed
that more and more children are becoming couch potatoes. After school,
many of them relax on the sofa with packets of chips, cool drinks or
chocolates while they watch T.V. 30 % of the kids below the age of 19 are
considered overweight, and about 15% of these are obese. An after school
program ensures that the child shakes off his lethargy and keeps himself
busy. This also helps to reduce the child's fascination for T.V and
computer games.
After school activities that promote social awareness develop the
individual's sense of social responsibility. It is seen that these sorts
of programs not only keep kids out of trouble, but also help to produce
responsible citizens. To that extent, they are valuable building blocks
in a child's personality.
Times are changing and parents want their children to excel in academics
as well as in other activities. This may be a reflection of the parent's
unfulfilled desire to excel - a remnant from his own childhood. Whatever
the reason, parents today encourage their children to enroll themselves
in various programs and develop the various facets of their
individuality. Children too seem to be comfortable learning many things
at the same time, and gain satisfaction from this.
Reading Activities
In a world that is slowly but surely turning away from books and getting
glued to monitors or television screens, the importance of developing a
passion for reading cannot be overlooked. Reading is a habit and should be
established when the child is relatively young. What can you do to foster
this habit?
Enroll your child for reading classes:
There are many well structured after school reading classes that aim to
draw the children to books. They help kids with diction, idioms and
phrases. For young children, these classes can be fun with animated
characters and pictures. Illustrated picture books, rhymes, silly songs
and pretend stories all attract the young child. Use creativity to capture
the child's vivid imagination.
Pique your child's interest:
If your child has a favorite character, pick a series of books that
features this character. For my son, it was Spiderman. Thanks to friendly
neighborhood spidey, my son latched on to comics fairly early in his
childhood.
Build a home-library:
A skill like reading cannot be learnt in isolation. Do not leave all the
hard work to the after school program. Pick up books that you think your
child will like. The Internet is also a rich resource of reading games
that will attract little children to the fine art of reading.
glued to monitors or television screens, the importance of developing a
passion for reading cannot be overlooked. Reading is a habit and should be
established when the child is relatively young. What can you do to foster
this habit?
Enroll your child for reading classes:
There are many well structured after school reading classes that aim to
draw the children to books. They help kids with diction, idioms and
phrases. For young children, these classes can be fun with animated
characters and pictures. Illustrated picture books, rhymes, silly songs
and pretend stories all attract the young child. Use creativity to capture
the child's vivid imagination.
Pique your child's interest:
If your child has a favorite character, pick a series of books that
features this character. For my son, it was Spiderman. Thanks to friendly
neighborhood spidey, my son latched on to comics fairly early in his
childhood.
Build a home-library:
A skill like reading cannot be learnt in isolation. Do not leave all the
hard work to the after school program. Pick up books that you think your
child will like. The Internet is also a rich resource of reading games
that will attract little children to the fine art of reading.
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